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CATALYST CREDIT COACHING COURSE
Disclaimers of the Catalyst Credit Coaching Course
Disclaimers (4:22)
Introduction
Overview of the Credit Repair Coaching Course (1:53)
Understanding The Anatomy of Your Credit Report
What is Credit? (2:55)
Credit is the Wealth of the Poor; Why Credit Matters So Much (2:52)
What Is a Credit Reporting Agency? (3:15)
Data Mining, Marketing and Credit (2:15)
Bad Credit is Profitable Data (2:37)
The Credit Reports and its History (3:00)
Obtaining Your Credit Report (3:12)
Interpreting Your Credit Report (3:13)
Common Credit Report Elements (3:50)
What is Credit Repair? (3:44)
Key Component to Credit Repair, PATIENCE and PERSISTENCE (4:47)
Section summary
Quiz
Consumer Reporting Companies
The So Called "Snitchers" to the Credit Reporting Agencies (2:45)
Who Can See Your Consumer Reports? (2:47)
Step 1: Requesting Your Consumer Reports (3:36)
Step 2. Reviewing Your Consumer Reports (3:16)
Step 3. Disputing Your Consumer Reports (1:14)
Blocking Third-Party Access to your Consumer Reporting Data
List of Nationwide Consumer Reporting Companies (PDF)
Section summary
Quiz
Understanding the Credit Scores
Understanding the Credit Scoring System (3:49)
What are the Different Types of FICO Scoring Models? (2:35)
Difference Between FICO Scores and Vantage Scores (4:01)
The Truth About Credit Karma (4:21)
Why Do My Credit Scores Differ So Much? (2:41)
What To Do When Scores Drop. (3:27)
Section summary
Quiz
Intro to Credit Repair - Dispute Letters and the Dispute Process
Oscar Who? (7:04)
Reviewing a credit report for errors (4:48)
It’s Your Right to Dispute an Error (2:45)
The Process and Overview (4:18)
Removing Old Personal Information (1st Step Before Disputing) (2:59)
Disputing inaccuracies on a credit report (1:26)
Be Patient and Wait... (4:02)
12 FCRA Violations by Credit Bureaus (2:33)
Credit Repair Methods (4:37)
Obtain Accurate Credit Reports (2:20)
Addresses to the Credit Reporting Agencies
Before Sending Out First Round Dispute Letter, Do This, It's A Must! (2:59)
Sending Your Dispute Letter (2:17)
Creating Your First Dispute Letter (2:18)
Creating Your Second Dispute Letter
Results From the Credit Bureaus (3:00)
What If The Accounts Come Back Verified?
The Best Attack by Level of Priority (1:15)
Multiple Disputes Per Item (1:39)
Review Your Credit Report To Verify Accuracy Of All Information (1:10)
Advanced Disputing - Factual Challenges (5:43)
Letter Example for a Factual Dispute
Credit Repair Dispute Flow (5:42)
Direct Disputes To Creditor Letters (4:40)
Credit Reporting Agencies and Their Stall Tactics (5:47)
Do's and Don'ts When Sending Bureau Disputes (3:35)
Utilizing credit repair services (2:48)
Section summary
Quiz
Leveraging Your Credit Using Consumer Laws
What Are the Consumer Laws and the Significance of Using Them
Fair Credit Reporting Act (2:34)
How to Use the FCRA to Your Favor? (4:01)
Section 15 USC 1681(a) with Dispute Letter (6:24)
Section 15 USC 1681(e)(b) with Dispute Letter (2:16)
Dispute letter to remove Late Payments with (15 U.S. Code 1666b)
Dispute letter to remove Charge Off's (15 U.S. Code 1601)
Dispute of Repossessions on Credit Report Pursuant to 15 U.S. Code § 1681s-2
Dispute letter to remove Collections (15 U.S. Code 1692c)
Dispute letter to remove Bankruptcy's (15 U.S. Code 1681b)
Dispute letter to remove Hard Inquiries (15 U.S. Code 1602p)
Fair Debt Collection Practices Act (2:52)
Section 15 USC § 1692(a) with Dispute Letter (6:13)
Equal Credit Opportunity Act (2:02)
State Laws (3:28)
Other Credit Laws List (Clickable Links)
Section summary
Quiz
Dispute Letters Repairing Specific Credit Issues (No Video Tutorials in This Section)
Removing Old Personal Information
Removing Late Payments
Removing Charge-offs
Removing Hard Inquiries
Removing Dispute Remarks for Mortgage Purposes
Removing Inquiries
Removing Inquiries (Call Script-24 Hour Inquiry Removal)
Factual Dispute Reasons Cheat Sheet
Section summary
Quiz
Dealing with Charge Offs
What is a Charge Off? (3:41)
A Charge Off Account and Tax Implications. (2:53)
Removing Charge-offs
Section summary
Quiz
Dealing with Collection Agencies (Both Medical and Unsecured Debt)
What is a Collection Agency? (2:44)
Should You Pay a Collection Agency? (0:56)
Never Pay A Collection Agency (2:53)
What Happens If You Don’t Pay a Debt Collector? (5:34)
Collection Agencies That Offer Deletions per Payment (2:22)
Tricks the Collection Agencies Do (3:00)
Alternatives to Paying a Debt Collection Agency (In The Case of Being Sued) (2:14)
Disputing Collection Accounts (3:38)
Dispute Letter Accounts in Collections to CRAs
Removing Medical Collections
Removing Medical Collections (Letter to the Collection Agency)
Section summary
Quiz
Dealing with Repossessions
Vehicle Repossessions (2:00)
Repossession Dispute Letter
Section summary
Quiz
Dealing with Student Loans
Student Loans: Repayment and Credit Impact (4:27)
Ways to Repay - Standard Repayment (2:51)
Ways to Repay - Income-Driven Repayment Plans (4:39)
Other Ways to Rectify A Defaulted Student Loan (2:45)
Steps for a Student Loan Challenge
Factual Letter for a Student Loan
Dispute Letter Student Loan Late Payments with Deferment
Section summary
Quiz
Dealing With Foreclosure
What is a Foreclosure?
Foreclosure Dispute Letter
Dealing with Bankruptcies
What's a Bankruptcy? (8:15)
Why Recourse to a Bankruptcy? (2:07)
How to Remove a Bankruptcy From Your Credit? (2:54)
Bankruptcy Deletion Process Explained (2:44)
Notes About Your Bankruptcy Challenge (2:16)
Bankruptcy Dispute Letter
Bankruptcy Dispute Letter II
Section summary
Quiz
Dealing with Inquiries
Inquiry Challenges / Disputes (2:00)
Challenge Letter #1 for Unauthorized Inquiries
Challenge Letter #2, with 5 Dispute Reasons
Challenge Letter #3 Isolated Case
Section summary
Quiz
Dealing with Identity Theft
How do thieves steal an identity? (4:08)
Where Do I Call If I'm A Victim of ID Theft? (No Video Tutorial)
Section summary
Quiz
Metro 2 Compliance Challenge Methodology
Understanding and Using Metro 2 Compliance (2:42)
More Facts on Metro 2 Compliancy (2:18)
According to Consumer Data Industry Association (CDIA)
Removing Yourself From Checking Account Databases
Dealing with ChexSystems, TeleChecks and Early Warnings (2:46)
How to Dispute ChexSystems, TeleChecks, or Early Warning Services (4:10)
Dispute Letter to ChexSystems, TeleChecks, or Early Warning Services
Credit Repair Using the CFPB (Consumer Financial Protection Bureau)
The CFPB - Consumer Financial Protection Bureau
Credit Repair Using the CFPB (Consumer Financial Protection Bureau) (4:49)
Steps Submitting A Complaint to the CFPB (To Be Viewed Best on a Desktop Computer)
The BBB - Better Business Bureau
Credit Repair Using The BBB (Better Business Bureau) (2:47)
Steps Submitting A Complaint to the BBB (To Be Viewed Best on a Desktop Computer)
You Got Sued, Now What?
What To Do If You Get Sued
What is A Litigation?
National Association of Consumer Advocates
Credit History & Score Improvement Strategies
Goal to Improving Your Credit (5:03)
50 Things You May Not Know About Your Credit: (6:08)
Another 50 Things You May Not Know About Your Credit: (5:43)
Experian Boost Explained + Why I Do Not Recommend (2:54)
Section summary
Quiz
Credit Rebuilding
Credit Building Methodology (2:45)
Our Preferred List of Vendors Who Help Build Credit (No Video Tutorial)
Other Credit Rebuilders (No Video Tutorial)
Personal Funding and Strategies
Section summary
Quiz
Final Assessment and Next Steps
Final quiz to test knowledge
Resources for ongoing credit management
Certificate of completion and future credit goals
*** FREE Bonus Resources ***
Confident Credit eBook (Written by Israel Catala)
The Private Lenders List eBook (Written by Israel Catala)
Learn How to Create Business Credit eBook (Written by Israel Catala)
The Advantages of Credit Unions
Here Are 10 Banks That Provide Loans Without Credit Check
Dispute Letter Arsenal
3,500 Chat GPT Prompts For Credit Repair and More
Your Own Credit Repair Planner
Complete List of Credit Reporting Agencies
How to Start Your Own Credit Repair Business (By The Credit Consultants Association)
Apply For The Apple Card (No Hard Inquiry)
Teach online with
Steps Submitting A Complaint to the BBB (To Be Viewed Best on a Desktop Computer)
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